A closed-end second mortgage program offering flexible income documentation including bank statements, P&L, 1099, WVOE, DSCR, and full doc options with up to 90% CLTV.

An income qualification program that allows borrowers to use eligible assets as a form of income for loan approval.

Second mortgage program available for owner-occupied, non-owner occupied, and second homes with bank statement or full documentation.

A financing solution for buyers with high liquidity that allows qualification based on assets rather than projected monthly income.

Flexible income qualification program allowing the combination of W2 income with bank statements or asset depletion.

A 40-year mortgage program featuring a 10-year interest-only period followed by a 30-year fixed-rate term, designed to improve monthly cash flow.

Flexible second mortgage options for primary, second home, and investment properties with up to 90% CLTV and various income documentation types.

A dual-loan solution pairing a cash-out bridge loan on a departing residence with a purchase loan for a new home, with qualification based on the new purchase payment.

An asset-based loan program that allows borrowers to qualify by converting liquid assets into a usable income stream, eliminating the need for traditional income or employment documentation.

A 40-year fully amortized loan program available for various documentation types including full doc, alternative income documentation, and DSCR options.

A bank statement loan program for self-employed borrowers that allows qualification using 12 months of personal or business bank statements, or a combination of P&L and bank statements.

An asset-based loan program for high-net-worth individuals and retirees that uses asset depletion to qualify without requiring monthly income verification.

An asset-based income qualification program for primary, second, and investment properties that allows borrowers to use liquid assets to qualify without traditional employment income.

A closed-end second lien program that allows borrowers to access equity in primary residences, second homes, and investment properties without refinancing their first mortgage. It offers flexible income documentation options or DSCR qualification.

Alternative documentation loan program offering 12-month bank statement options up to 90% LTV, asset depletion, and P&L options.

A bridge loan for a departing residence that allows homeowners to access equity before their home sells, providing flexibility to secure financing for a new property.

A non-QM mortgage product designed for borrowers who may not meet traditional lending criteria.

Investment property loan program utilizing asset depletion for income qualification.

A non-QM second mortgage program offering up to 90% CLTV for primary, second home, and investment properties with flexible income documentation options.

A closed-end second lien loan option that supports various income documentation types or DSCR qualification for cash-out needs.

An asset depletion program that calculates qualifying income by dividing eligible liquid assets by 60 months, with no disbursement plans or minimum age requirements.

Income qualification program based on IRA account balances calculated over 36 months with no age or distribution history requirements.

Asset-based income qualification program using liquid assets and investment accounts to calculate monthly income over 60 months.

A non-QM second mortgage program allowing borrowers to access home equity without impacting their existing first mortgage rate. Available with various income documentation types including bank statements, P&L, 1099, WVOE, DSCR, and full documentation.