Specialized Mortgage Program
A dual-loan solution pairing a cash-out bridge loan on a departing residence with a purchase loan for a new home, with qualification based on the new purchase payment.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- 75%
- Max LTV (cash-out)
- -
- Loan amount
- $100,000 - $2,000,000
- Documentation
- full-doc, 12mo-bank-stmt, 24mo-bank-stmt, asset-depletion
- States
- most states
Highlights
- •Deferred payments on bridge loan
- •Purchase loan up to 90% LTV
- •Qualification based solely on purchase loan payment
- •12-month loan term
- •Departing residence must be listed
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/10/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
5.875%
5.906% APR
FHA
5.375%
5.405% APR
VA
5.375%
5.402% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.