Asset Qualifying Loan Pricer
Qualify using your liquid assets instead of traditional income documentation. Perfect for retirees living off investments, high-net-worth individuals, or anyone with substantial savings who doesn't have traditional W-2 income. Your assets are divided over a qualifying period to calculate monthly income — no tax returns needed.
Asset Qualifying Loan Facts
- Qualify using liquid assets instead of traditional income documentation
- No tax returns, W-2s, or pay stubs required
- Ideal for retirees, self-employed, or borrowers with significant savings
- Typically requires substantial liquid assets (bank statements, investment accounts)
- Higher minimum credit scores usually required (700+)
- Available for primary residence, second home, or investment property
- Slightly higher rates than standard conventional loans
- Assets are divided over a qualifying period (typically 36-84 months) to calculate monthly income