Specialized Mortgage Program
A bridge loan for a departing residence that allows homeowners to access equity before their home sells, providing flexibility to secure financing for a new property.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- 70%
- Max LTV (cash-out)
- -
- Loan amount
- $100,000 - $2,000,000
- Documentation
- full-doc, 12mo-bank-stmt, 24mo-bank-stmt, asset-depletion
- States
- most states
Highlights
- •Deferred monthly payments
- •12-month loan term
- •Available for owner-occupied primary residences
- •Departing residence must be listed
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/10/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.125%
6.164% APR
FHA
5.500%
5.531% APR
VA
5.500%
5.530% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.