Rate Direct

Direct pricing. Transparent rates. Zero hassle.

Mortgage Rates by State

Live benchmark mortgage rates for all 50 states. Each state page shows current Conventional, FHA, and VA pricing sourced from hundreds of wholesale lenders and updated hourly.

Rates are 30-year fixed benchmarks for single-family primary residences. Your actual rate depends on your scenario - use the Rate Direct pricer to see live pricing from hundreds of lenders.

Today's mortgage rates

Conventional

6.250%

6.286% APR

FHA

5.750%

5.780% APR

5.875%

5.907% APR

Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.

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Jennifer Kirby

Rate Direct is run by Jennifer Kirby. Every loan is originated personally through Loan Factory Inc. Every email, text, and call comes from us directly, and we never sell your information.

NMLS# 2672337 Loan Factory Inc., NMLS# 320841

jennifer@ratedirect.net jennifer.kirby@loanfactory.com

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