Rate Direct

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Rate Alerts

Get a Rate Alert When Mortgage Rates Drop

Stop refreshing rate sites. Pick a loan type and target rate, and we will email you the moment live wholesale pricing for that scenario reaches your number.

How this works: Tell us your target rate and loan type. When live wholesale pricing for that scenario drops to or below your target, we send you an email. No commitment, easy unsubscribe, no spam.

1

Pick loan type and target

Choose Conventional, FHA, VA, USDA, or Jumbo and dial in the rate you want to see.

2

Confirm via email

We send you a one-click confirmation link so we know your address is real.

3

Get notified when it hits

When the lowest available rate at no discount points paid hits your target, we email you.

Set up your alert

Takes about 30 seconds.

6.000%
3.000%10.000%

We will email you when the lowest available rate at no discount points paid drops to or below this number.

By submitting, you agree to receive email rate alerts at the address above. We never sell your data, never send SMS, and every email includes a one-click unsubscribe link.

What we don't do

  • ✓No SMS. We never text you, ever.
  • ✓No spam. You only get an email when rates actually hit your target.
  • ✓No sale of your data. Your email stays with our team and is never shared with third parties.
  • ✓One-click unsubscribe in every email. We honor it instantly.

Rate alerts are informational only. Lowest available rate without paying upfront discount points. Actual rate at closing depends on your specific scenario, credit, and underwriting. Not a commitment to lend. Equal Housing Opportunity.