VA Mortgage Program
VA purchase loans for primary residences offering up to 100% LTV and loan amounts up to $1.5 million.
Underwriting at a glance
- Minimum FICO
- 580+
- Max LTV (purchase / rate-term)
- 100%
- Max LTV (cash-out)
- -
- Loan amount
- ? - $1,500,000
- Documentation
- full-doc
- States
- most states
Highlights
- •100% LTV available
- •Loan amounts up to $1.5 million
- •ARMs option available
- •100% financing available
- •1-4 unit owner-occupied properties eligible
- •Loan amounts up to $1.5 Million
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 6/29/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.125%
6.164% APR
FHA
5.500%
5.531% APR
VA
5.500%
5.530% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.