VA Mortgage Program
VA purchase mortgage program offering 100% financing for eligible veterans with credit scores as low as 580 and loan amounts up to $1.5 million.
Underwriting at a glance
- Minimum FICO
- 580+
- Max LTV (purchase / rate-term)
- 100%
- Max LTV (cash-out)
- -
- Loan amount
- ? - $1,500,000
- Documentation
- full-doc
- States
- most states
Highlights
- •100% LTV up to $1.5M
- •Adjustable Rate Mortgage options available
- •Owner occupied properties only
- •Up to 100% LTV
- •Loan amounts up to $1.5 million
- •Adjustable rate mortgage options available
- •100% financing available
- •100% financing up to $1.5M
- •580 minimum FICO score
- •1 to 4-unit property types eligible
- •100% LTV for primary residence
- •Loan amounts up to $1.5 Million
- •100% LTV financing up to $1.5M
- •Minimum FICO score of 580
- •Eligible for 1-4 unit owner-occupied properties
- •100% financing available for VA home buyers
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 8/31/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.