VA Mortgage Program

VA mortgage program offering competitive pricing for eligible veterans and military personnel.

Underwriting at a glance

Minimum FICO
580+
Max LTV (purchase / rate-term)
-
Max LTV (cash-out)
-
Loan amount
-
Documentation
-
States
most states

Highlights

  • Manual underwrites available with 620 FICO
  • Manufactured homes eligible
  • 5/1 ARM available
  • Trimerge soft-pulls available

Want to see if you qualify?

Tell us about your scenario - we'll come back with current pricing and exact guidelines.

Program guidelines and rates can change at any time without notice. Last confirmed 5/15/2026. Not a commitment to lend.

Today's mortgage rates

Conventional

5.875%

5.906% APR

FHA

5.375%

5.405% APR

VA

5.375%

5.402% APR

Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.

Today's mortgage rates

Conventional

5.875%

5.906% APR

FHA

5.375%

5.405% APR

VA

5.375%

5.402% APR

Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.