Jumbo Mortgage Program
A specialized jumbo loan program designed for medical professionals, offering loan amounts up to $2 million.
Underwriting at a glance
- Minimum FICO
- 680+
- Max LTV (purchase / rate-term)
- 100%
- Max LTV (cash-out)
- -
- Loan amount
- ? - $2,000,000
- Documentation
- alt-doc, full-doc, no-income
- States
- most states
Highlights
- •100% financing available for medical professionals
- •Minimum FICO score reduced to 680
- •Only one credit score required for qualification
- •100% financing available for dentist borrowers
- •Non-medical co-borrowers allowed
- •100% financing available for veterinarian borrowers
- •Transferred appraisals accepted
- •Housing allowance income allowed for residents and fellows
- •First-time homebuyer overlays eased
- •Revised tradeline and rental history requirements
- •No tax returns or pay stubs required
- •Offer letter accepted up to 150 days before start date
- •Eligible for MD, DO, DDS, DMD, PharmD, VMD, DPM
- •Certified Registered Nurse Anesthetists (CRNA with DNP/DNAP) eligible
- •100% Doctor Financing available
- •No mortgage insurance required
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 9/3/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.