Jumbo Mortgage Program
Prime Jumbo loan program offering loan amounts up to $3.5M with LTVs up to 90% and a maximum DTI of 50%.
Underwriting at a glance
- Minimum FICO
- 760+
- Max LTV (purchase / rate-term)
- 90%
- Max LTV (cash-out)
- -
- Loan amount
- $400,000 - $3,500,000
- Documentation
- -
- States
- most states
Highlights
- •Loan amounts up to $3.5M
- •90% Max LTV
- •50% Max DTI
- •Reduced tradeline requirements
- •Reduced reserve requirements
- •50% maximum DTI
- •Up to $3.5M loan amount
- •Reduced Reserve Requirements
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 7/13/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.