Jumbo Mortgage Program
Residential mortgage program offering up to 90% LTV for purchase and rate-term refinances up to $2M, and 80% LTV for cash-out refinances.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- 90%
- Max LTV (cash-out)
- 80%
- Loan amount
- ? - $2,000,000
- Documentation
- -
- States
- most states
Highlights
- •90% LTV up to $2M for purchase and rate-term
- •80% LTV for cash-out refinances
- •Primary wage earner's credit used for qualification
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/20/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
5.875%
5.906% APR
FHA
5.375%
5.405% APR
VA
5.375%
5.402% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.