Bank Statement Loan for Self-Employed
Non-QM loan program offering competitive pricing with a special 100 BPS incentive for loans locked between March 10, 2026, and March 20, 2026.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- 90%
- Max LTV (cash-out)
- 80%
- Loan amount
- ? - $4,000,000
- Documentation
- 12mo-bank-stmt, 24mo-bank-stmt, alt-doc
- States
- most states
Highlights
- •Up to 100 BPS special pricing incentive
- •Valid for locks between 3/10/2026 and 3/20/2026
- •Up to 100 BPS special pricing on new locks
- •Loan amounts up to $4M
- •90% LTV up to $2M
- •85% LTV up to $2.5M
- •90% LTV Bank Statements
- •80% CLTV Cash Out
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 8/11/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.