Specialized Mortgage Program
A bridge loan program designed to help homeowners purchase a new property before selling their current home, facilitating a smoother transition between residences.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Loan amount
- -
- Documentation
- -
- States
- most states
Highlights
- •Allows borrowers to shop for a new home before selling their current one
- •Enables stronger purchase offers in competitive markets
- •Eliminates the need for double moves
- •Purchase next home before selling current home
- •Provides cash-like buying power in competitive markets
- •Covers old home mortgage payments at 0% interest
- •Allows buying a new home before selling the current one
- •Removes old mortgage from DTI calculation
- •Provides up to $35,000 for home preparation and moving costs
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 6/10/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.