Jumbo Mortgage Program
Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million, offering bank statement or full documentation options.
Underwriting at a glance
- Minimum FICO
- 680+
- Max LTV (purchase / rate-term)
- 85%
- Max LTV (cash-out)
- -
- Loan amount
- ? - $3,000,000
- Documentation
- 12mo-bank-stmt, 24mo-bank-stmt, full-doc
- States
- most states
Highlights
- •2:1 and 1:0 Temp Buydowns on 30 Year only
- •Use Personal & Business Bank Statements for income qualification
- •Use personal and business bank statements for income qualification
- •2:1 and 1:0 temporary buydowns available on 30-year terms
- •Available for primary, second, and investment properties
- •Loan amounts up to $3 million
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 7/8/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.125%
6.164% APR
FHA
5.500%
5.531% APR
VA
5.500%
5.530% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.