Jumbo Mortgage Program

Jumbo loan program for primary, second, and investment properties with loan amounts up to $3 million, available for purchase and refinance.

Underwriting at a glance

Minimum FICO
660+
Max LTV (purchase / rate-term)
80%
Max LTV (cash-out)
-
Loan amount
? - $3,000,000
Documentation
-
States
most states

Highlights

  • Non-warrantable condos eligible
  • 2:1 and 1:0 buydowns available
  • Max DTI 49.99%

Want to see if you qualify?

Tell us about your scenario - we'll come back with current pricing and exact guidelines.

Program guidelines and rates can change at any time without notice. Last confirmed 5/13/2026. Not a commitment to lend.

Today's mortgage rates

Conventional

5.875%

5.906% APR

FHA

5.375%

5.405% APR

VA

5.375%

5.402% APR

Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.

Today's mortgage rates

Conventional

5.875%

5.906% APR

FHA

5.375%

5.405% APR

VA

5.375%

5.402% APR

Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.