Specialized Mortgage Program
Limited-time offer
Rates Dropped on HELOC
Rates have dropped on the HELOC program, giving your borrowers lower rates on their equity business.
A home equity line of credit allowing homeowners to access up to $750,000 in equity with fast funding timelines.
Underwriting at a glance
- Minimum FICO
- 600+
- Max LTV (purchase / rate-term)
- 90%
- Max LTV (cash-out)
- 90%
- Loan amount
- ? - $750,000
- Documentation
- -
- States
- most states
Highlights
- •Access up to $750,000 from home equity
- •Funding in as little as one day
- •Variable rates based on Prime
- •Fast closing process
- •90% CLTV
- •1-minute application
- •Same-day funding available
- •Closing in 6 days or less
- •Some loans closing same day
- •20-year total term with 3-year interest-only period
- •90% CLTV available
- •20-year total term
- •3-year interest-only period
- •Some loans closing the same day
- •Real human assistance on every single file
- •Credit scores down to 600+
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 8/21/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.