Specialized Mortgage Program
Hard money financing solutions for real estate investors and buyers, including options for mobile homes, rural homes, and land.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Loan amount
- $15,000 - ?
- Documentation
- -
- States
- most states
Highlights
- •Minimal documentation required
- •No appraisal required
- •Financing for mobile homes, rural homes, and land
- •Minimum loan size of $15,000
- •Available for rural and manufactured homes
- •Small loan amounts available
- •Financing for rural and manufactured homes
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 6/30/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.125%
6.164% APR
FHA
5.500%
5.531% APR
VA
5.500%
5.530% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.