FHA Mortgage Program
Limited-time offer
Up to 50 BPS Price Improvement on FHA & VA
Government loan programs including FHA, VA, and DPA with up to 50 BPS price improvement for loans locked through May 31, 2026.
Underwriting at a glance
- Minimum FICO
- 620+
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Loan amount
- -
- Documentation
- -
- States
- most states
Highlights
- •50 BPS improvement for FHA & VA (FICO 620+)
- •25 BPS improvement for FHA & VA Select
- •12.5 BPS improvement for Alt Agency
- •50 BPS improvement for FHA & VA with FICO 620+
- •50 BPS improvement for FICO 620+ non-select
- •25 BPS improvement for select standard and high balance
- •Includes DPA options
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 6/18/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.125%
6.164% APR
FHA
5.500%
5.531% APR
VA
5.500%
5.530% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.