FHA Mortgage Program
Limited-time offer
Up to 50 BPS Price Improvement on FHA & VA
Government-backed FHA and VA loan programs with tiered pricing improvements based on program selection and borrower credit profile.
Underwriting at a glance
- Minimum FICO
- 620+
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Loan amount
- -
- Documentation
- -
- States
- most states
Highlights
- •37.5 BPS improvement for non-select FICO 620+
- •12.5 BPS improvement for select programs
- •Up to 45 BPS pricing improvement with Select
- •Includes High Balance and MaxONE DPA
- •Special pricing for 600-679 FICO range
- •37.5 BPS improvement for FICO 620+ non-select loans
- •12.5 BPS improvement for FHA & VA Select
- •50 BPS improvement for FICO 620+ Non-Select
- •25 BPS improvement for Select Standard and High Balance
- •12.5 BPS improvement for Alt Agency
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 6/1/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.125%
6.164% APR
FHA
5.500%
5.531% APR
VA
5.500%
5.530% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.