FHA Mortgage Program
FHA Streamline refinance program requiring no income documentation for eligible borrowers.
Underwriting at a glance
- Minimum FICO
- 580+
- Max LTV (purchase / rate-term)
- 97.75%
- Max LTV (cash-out)
- -
- Loan amount
- -
- Documentation
- no-income, no-doc
- States
- most states
Highlights
- •No income documentation required
- •Soft credit pull available upon submission
- •No income verification required
- •No appraisal required
- •Adjustable rate mortgage options available
- •No income verification needed
- •No appraisal needed
- •ARMs option available
- •Up to 97.75% LTV with 600 min FICO
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 8/10/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.