Conventional Mortgage Program
A pricing incentive offering 86 BPS on eligible conventional and government refinance loans for borrowers with a FICO score of 680 or higher.
Underwriting at a glance
- Minimum FICO
- 680+
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Loan amount
- -
- Documentation
- -
- States
- most states
Highlights
- •86 BPS pricing incentive on eligible refinances
- •Requires use of TRAC+/TRAC Lite or PA+
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/19/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.125%
6.164% APR
FHA
5.500%
5.531% APR
VA
5.500%
5.530% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.