A non-QM second mortgage program allowing homeowners to access equity without impacting their existing first mortgage rate, available with various income documentation types.

A closed-end second mortgage program offering flexible income documentation including bank statements, P&L, 1099, WVOE, DSCR, and full doc options with up to 90% CLTV.

A flexible Non-QM lending program offering specialized income calculations and structuring options for complex borrower scenarios.

A non-QM jumbo loan program for self-employed borrowers that uses business bank statements to qualify, allowing for the use of a CPA letter to adjust expense ratios.

A closed-end second mortgage program designed to help borrowers access home equity without refinancing their existing first mortgage. It supports various documentation types including full doc, bank statement, P&L, WVOE, 1099, and DSCR.

Non-QM purchase loan program offering up to 90% LTV with loan amounts up to $1.5M, available for various income documentation types including bank statements and 1099s.

A non-QM program for self-employed borrowers that uses a CPA, EA, or CTEC-prepared profit and loss statement to determine income, eliminating the need for bank statements.

A non-QM program for self-employed borrowers that utilizes CPA-verified gross receipts and bank statements to qualify, requiring as little as 3 months of statements.

A 40-year fully amortized loan program available for various documentation types including full doc, alternative income documentation, and DSCR options.

A bank statement loan program for self-employed borrowers that allows qualification using 12 months of personal or business bank statements, or a combination of P&L and bank statements.

Non-QM loan program utilizing profit and loss statements for income qualification.

Income qualification program using profit and loss statements instead of bank statements.

A non-QM loan program for self-employed borrowers that uses profit and loss statements for income qualification instead of tax returns or bank statements.

A non-QM loan program for self-employed borrowers using bank statements to verify income with a 25% default expense ratio.

A non-QM loan program designed for self-employed borrowers that utilizes profit and loss statements instead of bank statements.

A closed-end second lien program that allows borrowers to access equity in primary residences, second homes, and investment properties without refinancing their first mortgage. It offers flexible income documentation options or DSCR qualification.

Alternative documentation loan program offering 12-month bank statement options up to 90% LTV, asset depletion, and P&L options.

Bank statement loan program for self-employed borrowers featuring flexible expense factors and no requirement for a CPA letter.

A non-QM loan program for self-employed borrowers that uses unaudited profit and loss statements to verify income instead of bank statements or tax returns.

A non-QM loan program for self-employed borrowers that uses a 12-month P&L statement prepared by a professional instead of tax returns to verify income.

A comprehensive suite of Non-QM loan products including bank statement, DSCR, P&L only, and ITIN options with up to 85% LTV and loan amounts up to $4 million.

Non-QM loan program utilizing profit and loss statements for income qualification with upgraded LTV options for owner-occupied and non-owner-occupied properties.

Profit and Loss only loan program for self-employed borrowers with LTVs up to 90%.

A non-QM mortgage product designed for borrowers who may not meet traditional lending criteria.

A bank statement loan program for self-employed borrowers that requires no tax returns and allows for qualifying income based on gross receipts or business deposits.

ITIN loan program for purchase and rate-term refinances with options for self-employed or W-2 borrowers, as well as DSCR options for investment properties.

Non-QM loan program utilizing profit and loss statements for income qualification with LTVs up to 85%.

A non-QM loan program for self-employed borrowers that uses CPA-prepared profit and loss statements for income documentation, eliminating the need for bank statements.

A non-QM loan program for self-employed borrowers that uses unaudited profit and loss statements for income qualification, requiring no bank statements or tax returns.

Investment property loan program utilizing profit and loss statements for income qualification.

A non-QM bank statement program for self-employed borrowers that uses 12 months of bank statements to calculate income and allows for as little as 10% down.

Prime mortgage program for first and second liens with updated LTVs for P&L only documentation and expanded eligibility for rural properties and first-time homebuyers.

A closed-end second lien loan option that supports various income documentation types or DSCR qualification for cash-out needs.

Prime mortgage program for owner-occupied and non-owner occupied properties featuring P&L only options and DSCR options with no ratio requirements.

A non-QM second mortgage program allowing borrowers to access home equity without impacting their existing first mortgage rate. Available with various income documentation types including bank statements, P&L, 1099, WVOE, DSCR, and full documentation.