A bank statement loan program offering up to 90% LTV with credit scores starting at 620 and loan amounts up to $4 million. Features include no expense factor with a P&L letter, interest-only options, and eligibility for first-time homebuyers.

A bank statement loan program for self-employed borrowers offering up to 90% LTV, loan amounts up to $4M, and a minimum FICO score of 620.

A non-QM loan program for primary and second homes that requires no income or employment verification.

A non-QM program for self-employed borrowers that uses a CPA, EA, or CTEC-prepared profit and loss statement to determine income, eliminating the need for bank statements.

Non-QM loan program utilizing profit and loss statements for income qualification.

A Non-QM program featuring a simplified 4-question Streamline WVOE for income qualification, available for purchase, refinance, and investment properties.

An asset-based income qualification program for primary, second, and investment properties that allows borrowers to use liquid assets to qualify without traditional employment income.

A non-QM loan program for self-employed borrowers using bank statements to verify income with a 25% default expense ratio.

A non-QM loan program designed for self-employed borrowers that utilizes profit and loss statements instead of bank statements.

A bank statement loan program for self-employed borrowers using 12 months of personal or business bank statements to qualify.

A limited documentation Non-QM program that allows borrowers to qualify using a simplified written verification of employment form without requiring detailed income breakdowns.

ITIN loan program available for primary residences, second homes, and investment properties.

Bank statement loan program that does not require tax returns, with income calculated by the lender prior to submission.

Bank statement loan program for self-employed borrowers allowing up to 90% LTV with 12-month bank statement documentation.

Profit and Loss only loan program for self-employed borrowers with LTVs up to 90%.

Bank statement loan program for self-employed borrowers using 12 months of personal or business bank statements to qualify.

Bank statement loan program for self-employed borrowers with options up to 90% LTV.

A no-income, no-employment verification loan program for primary and second homes with no cash-out seasoning requirements.

Prime mortgage program for owner-occupied and non-owner occupied properties featuring P&L only options and DSCR options with no ratio requirements.