Conventional Mortgage Program
A down payment assistance program featuring a forgivable second mortgage to help borrowers with home purchase costs.
Underwriting at a glance
- Minimum FICO
- 640+
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Loan amount
- -
- Documentation
- -
- States
- most states
Highlights
- •Forgivable second mortgage option available
- •100% financing available
- •Includes coverage for closing costs
- •Zero down payment assistance
- •Manual underwriting now allowed
- •Manual underwriting available
- •Repayable or forgivable assistance options
- •Overcome down payment hurdles with Boost DPA
- •No Income Limits
- •2/1 and 1/0 Buydowns available
- •First Time Buyer Not Required
- •Underwritten Entirely In-House
- •No Borrower Down Payment Required
- •Help more clients close with less cash out of pocket
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 8/30/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.