Jumbo Mortgage Program
Prime Jumbo loan program featuring loan amounts up to $3.5M, LTVs up to 89.99%, and utilization of true blended ratios.
Underwriting at a glance
- Minimum FICO
- 760+
- Max LTV (purchase / rate-term)
- 89.99%
- Max LTV (cash-out)
- -
- Loan amount
- ? - $3,500,000
- Documentation
- -
- States
- most states
Highlights
- •Loan amounts up to $3.5M
- •89.99% Max LTV
- •50% Max DTI
- •True blended ratios
- •50% maximum DTI
- •Up to $3.5M loan amount
- •True Blended Ratios
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 7/13/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.125%
6.164% APR
FHA
5.500%
5.531% APR
VA
5.500%
5.530% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.