Jumbo Mortgage Program
A full documentation portfolio loan program for primary, second home, and investment properties with loan amounts up to $2.5 million and 80% LTV options.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- 80%
- Max LTV (cash-out)
- 80%
- Loan amount
- $200,000 - $2,500,000
- Documentation
- full-doc
- States
- most states
Highlights
- •80% LTV on second homes and investment properties
- •80% LTV on investor cash-out
- •Allows DU and LPA findings
- •Interest-only options available
- •6% interested party contributions
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 5/18/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
5.875%
5.906% APR
FHA
5.375%
5.405% APR
VA
5.375%
5.402% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.