Conventional Mortgage Program
Limited-time offer
1-0 Temporary Rate Buydown for 25bps
A temporary rate buydown program that provides a 1% interest rate reduction for the first 12 months of the loan term on purchase transactions.
Underwriting at a glance
- Minimum FICO
- -
- Max LTV (purchase / rate-term)
- -
- Max LTV (cash-out)
- -
- Loan amount
- -
- Documentation
- -
- States
- most states
Highlights
- •Reduces borrower monthly payment for the first 12 months
- •Available on conventional and government purchase loans
- •Reduces interest rate by 1% for the first year
- •Reduced cost of 25 basis points
- •Reduces borrower payment by 1% in year one
- •Cost reduced to 25bps for a limited time
- •Reduces interest rate for the first year of the loan
- •Available for 25bps incentive
Want to see if you qualify?
Tell us about your scenario - we'll come back with current pricing and exact guidelines.
Program guidelines and rates can change at any time without notice. Last confirmed 7/17/2026. Not a commitment to lend.
Today's mortgage rates
Conventional
6.250%
6.288% APR
FHA
5.750%
5.780% APR
VA
5.750%
5.780% APR
Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.