Rate Direct

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Upload Your Loan Estimate, See How It Compares to Wholesale Pricing

Upload the Loan Estimate (LE) you received from another lender. We extract the key fields and compare them to live wholesale pricing for the same scenario. No personal info needed beyond what is already on your LE.

What we do with your LE

  • Extract the numbers: rate, APR, loan amount, term, monthly P&I, lender credits, origination charges, and total closing-cost estimates.
  • Compare to wholesale: we run the same scenario through live wholesale pricing and show you both sides on one screen.
  • Delete the file: the PDF is processed in memory and discarded as soon as the comparison finishes. We never store it long-term.
Privacy:Your Loan Estimate is processed transiently. We do not store the PDF after the comparison runs, we do not sell or share its contents, and we do not need any information beyond what is already printed on the LE you uploaded.
Estimates only. Actual rate at closing depends on your specific scenario, credit, and underwriting. Live wholesale pricing shown is for illustrative purposes and is not a commitment to lend. The LE you uploaded is processed transiently and not stored long-term. Equal Housing Opportunity.