Rate Direct

Direct pricing. Transparent rates. Zero hassle.

Get My RateApply Now

VA Loan

Mortgage guaranteed by the Department of Veterans Affairs for eligible veterans and active-duty service members. Zero down, no monthly mortgage insurance.

VA loans are mortgages guaranteed by the Department of Veterans Affairs for eligible veterans, active-duty service members, and certain surviving spouses. Key benefits: 0% down payment, no monthly mortgage insurance, competitive 30-year fixed rates, and assumability. VA charges an upfront funding fee (1.25-3.3% depending on use and down payment), waived for some disability statuses. Property must meet VA Minimum Property Requirements.

Related terms

FHA Loan

Government-insured mortgage with low down payment (3.5%) and flexible credit (580+ FICO). Insured by HUD.

Conventional Loan

Mortgage not insured or guaranteed by the federal government. The standard mortgage product, sold to Fannie Mae or Freddie Mac.

Ready to get a rate?

Compare live mortgage rates from hundreds of lenders, no signup required.

Get instant pricing

Today's mortgage rates

Conventional

6.000%

6.038% APR

FHA

5.500%

5.529% APR

VA

5.490%

5.519% APR

Conv: 80% LTV, 780 FICO. FHA: 96.5% LTV, 680 FICO. VA: 100% LTV, 680 FICO. 30-yr fixed. Your rate may vary.

Run Your ScenarioApply Now

Have a term sheet or loan estimate?

Upload a competing offer. We'll show you what we can save you.

Backed by a $2,000 Best Price Guarantee. Terms

Not ready to apply?

No pressure. Reach out with your scenario and we'll get back to you with a same-day response.